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#BS-2004-VOLXC9-772E

2004 Volvo Xc90

Based on reports from 669 owners and 6 recalls for this exact model.

Complaints
669
Crashes
13
Fires
4
Recalls
6
TSBs
220
πŸ›‘

Preliminary Verdict

Red Flag

Based on 669 complaints, 13 crashes, 4 fires, and 6 recalls. Complaint rate is 1.8x the class average.

Top reported problems

1

sudden loss of power

11 complaints β€’ Severity 8.5/10

$X,XXX
2

transmission failure

4 complaints β€’ Severity 10/10

$X,XXX
3

cloggled sunroof let water in under floor

1 complaints β€’ Severity 10/10

$X,XXX

Preview: What's in your full report

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Mechanic Inspection Checklist

!Check the ElectricalHIGH

152 owners reported electrical issues β€” failures commonly reported around 88K miles.

!Inspect the Power Train:automatic TransmissionMED
Look for symptoms of wear and premature failure
+ 6 more items in full checklistUnlock

Failure Timeline by Mileage

42
0–30K
82
30–60K
175
60–90K
148
90–120K
84
120–150K
59
150K+

Peak failure range: 60–90K miles (175 reports) β€’ Median: 88K miles

Full report: which components fail at each mileageUnlock

30,000-Mile Cost Projection

Best Case

$X,XXX

Most Likely

$X,XXX

Worst Case

$X,XXX

Top cost driver: Electrical (152 reports).

Includes fuel costs, common repairs, and recall riskUnlock

Also in your report

Owner Intelligence

AI-synthesized themes from real complaints

Buyer Lot Checklist

Questions, test drive checks, walk-away triggers

Negotiation Talking Points

Data-backed dollar deductions

Buy / Skip Verdict

Final recommendation with conditions

10 sections total in the full reportUnlock all

Where the complaints fall

Electrical152 (23%)
Power Train:automatic Transmission102 (15%)
Fuel System69 (10%)
Engine40 (6%)
Drivetrain37 (6%)
Lights31 (5%)
Airbags26 (4%)
Other20 (3%)

2004 Volvo Xc90: Known Issues & Problem Areas

Electrical Issues

Electrical complaints account for 23% of all reports filed for the 2004 Volvo Xc90, with 152 owners filing complaints with NHTSA. The median mileage at time of complaint is 88,380 miles, suggesting issues tend to surface around the 88K-mile mark.

Power Train:automatic Transmission Issues

Power Train:automatic Transmission complaints account for 15% of all reports filed for the 2004 Volvo Xc90, with 102 owners filing complaints with NHTSA. Owners should pay attention to power train:automatic transmission-related symptoms during test drives and pre-purchase inspections.

Fuel System Issues

Fuel System complaints account for 10% of all reports filed for the 2004 Volvo Xc90, with 69 owners filing complaints with NHTSA. Owners should pay attention to fuel system-related symptoms during test drives and pre-purchase inspections.

Engine Issues

Engine complaints account for 6% of all reports filed for the 2004 Volvo Xc90, with 40 owners filing complaints with NHTSA. Owners should pay attention to engine-related symptoms during test drives and pre-purchase inspections.

Data sourced from NHTSA owner complaints and community reports. The full report analyzes severity, repair costs, and failure patterns for each category.

Complaint trend by year

1
03
22
04
8
05
18
06
20
07
59
08
67
09
113
10
74
11
55
12
36
13
50
14
42
15
32
16
18
17
13
18
11
19
3
20
17
21
3
22
3
23
3
24
1
25

Complaints filed with NHTSA by year for the 2004 Volvo Xc90. Recent trend: decreasing.

Don't negotiate blind β€” know what this car costs to own

Repair costs β€’ Negotiation scripts β€’ Mechanic checklist β€’ Buy/skip verdict

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Recall History (6 recalls)

03V391000Dec 2003

SEAT BELTS:REAR/OTHER

ON CERTAIN SPORT UTILITY VEHICLES, THE SEAT BELT ATTACHMENT(S) FOR THE SECOND AND THIRD ROW SEAT(S) MAY NOT HAVE BEEN FITTED PROPERLY.

03V434000Dec 2003

WHEELS

ON CERTAIN SPORT UTILITY VEHICLES, THE FRONT WHEEL SPEED SENSORS MAY BE DEFECTIVE, CAUSING AN ERRONEOUS WHEEL SPEED SIGNAL.

06V144000Sep 2006

VISIBILITY:WINDSHIELD WIPER/WASHER

ON CERTAIN VEHICLES, IF THE WIPER ARM IS ACTIVATED IN EXTREME WINTER WEATHER CONDITIONS AND WITHOUT LIFTING THE WIPER ARMS AND CLEANING THE WINDSHIELD PRIOR TO MOVING, THE WIPER ARM MIGHT SLIP ON ITS DRIVESHAFT, RESULTING IN AN INABILITY TO MOVE THE WIPERS FROM THE PARK POSITION.

06V155000Jun 2006

STEERING:LINKAGES:TIE ROD ASSEMBLY

ON CERTAIN PASSENGER VEHICLES,THE OUTER TIE ROD BALL JOINT CAN DEFORM AT HIGH LOADS CAUSING A LOSS OF THE CLAMPING FORCE AND THE NUT MAY LOOSEN, WHICH MAY EVENTUALLY LEAD TO A FATIGUE FRACTURE OF THE OUTER TIE ROD BALL JOINT.

09V483000Jan 2010

FUEL SYSTEM, GASOLINE:DELIVERY:FUEL PUMP

VOLVO IS RECALLING CERTAIN MODEL YEAR 2001-2005 S80, MODEL YEAR 2001-2004 V70, S60, XC70 AND MODEL YEAR 2003-2005 XC90 VEHICLES SOLD IN OR REGISTERED IN THE STATES OF ALABAMA, ARIZONA, ARKANSAS, CALIFORNIA, FLORIDA, GEORGIA, HAWAII, KENTUCKY, LOUISIANA, MISSISSIPPI, NEVADA, NEW MEXICO, NORTH CAROLINA, OKLAHOMA, SOUTH CAROLINA, TENNESSEE, TEXAS, UTAH, VIRGINIA AND THE U.S. TERRITORIES. WHEN EXPOSED TO CERTAIN ENVIRONMENTAL CONDITIONS (HOT CLIMATE AND TEMPERATURE CYCLING) OVER TIME AND IN COMBINATION WITH VARYING FUEL QUALITY, THE FUEL PUMP CAN DEVELOP CRACKS IN THE FUEL PUMP FLANGE.

+ 1 more recall in the full report

Recall severity analysis & seller scripts

The full report rates each recall's severity and gives you scripts for asking the seller about recall completion.

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The worst model year for the Volvo Xc90 is the 2016 β€” worth knowing if you're cross-shopping years. The biggest problem area is electrical.

2004 Volvo Xc90 vs. Class Average (Sport Utility Vehicle - 2WD)

This vehicle

669

Class avg

375

1.8x the class average β€” significantly more complaints than typical sport utility vehicle - 2wd vehicles.

Complaint counts correlate with sales volume β€” popular vehicles naturally generate more reports. The full report normalizes for this.

About this data

NHTSA Complaints

Federal database of owner-filed safety complaints. 669 records for this vehicle.

NHTSA Recalls

Manufacturer-issued safety recalls. 6 recalls found for this vehicle.

Repair Cost Data

Real-world repair costs from owner reports and independent databases.

2004 Volvo Xc90: Frequently Asked Questions

What is the most common problem with the 2004 Volvo Xc90?
The most commonly reported issue with the 2004 Volvo Xc90 is related to the electrical, with 152 complaints filed with NHTSA.
Is the 2004 Volvo Xc90 reliable?
The 2004 Volvo Xc90 has 669 complaints, 13 crash reports, and 4 fire reports filed with NHTSA. This is 1.8x the class average β€” higher than typical for its segment.
How much does it cost to fix 2004 Volvo Xc90 problems?
Repair costs vary by issue. The full BumperScan report includes detailed repair cost estimates (low/median/high) for every major issue, plus a 30,000-mile total cost of ownership projection.
Does the 2004 Volvo Xc90 have any recalls?
Yes, the 2004 Volvo Xc90 has 6 recalls on record. The full report includes recall severity analysis and scripts for asking the seller about recall completion.
What mileage do Volvo Xc90 problems start?
Based on 590 complaints with mileage data, the median mileage at time of complaint is 88,380 miles. The highest concentration of reported issues occurs in the 60–90K mile range. The full report breaks down exactly which components fail at each mileage bracket.
What’s in the full report?
10 sections of AI analysis: severity-ranked issues, component scores (0-100), 30K-mile cost projection, failure timeline by mileage, recall details with seller scripts, owner sentiment analysis, mechanic checklist, buyer lot checklist, negotiation ammo with dollar figures, and a buy/skip verdict.
How is this different from free NHTSA data?
NHTSA gives you raw complaint text. BumperScan cross-references 2.1M+ complaints with community repair cost data, EPA fuel data, and recall records β€” then uses AI to synthesize it into actionable advice with dollar figures.
How is this different from Carfax?
Carfax is VIN-specific history ($45/report). BumperScan is model-level reliability intelligence β€” what problems this car is known for, what they cost, and whether you should buy it. Complementary, not competing.
What if the report isn’t useful?
100% money-back guarantee. If the report doesn’t help you make a more informed decision, we’ll refund you β€” no questions asked.
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10 sections of AI analysis based on 669 owner reports. Know before you buy.

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