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#BS-1986-MERTOP-4C07

1986 Mercury Topaz

Based on reports from 13 owners and 1 recall for this exact model.

Complaints

Crashes

Fires

Recalls

TSBs

🟢

Preliminary Verdict

Proceed with Caution

Based on 13 complaints, 0 crashes, 4 fires, and 1 recalls.

See full verdict with buy/skip conditions

Preview: What's in your full report

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Mechanic Inspection Checklist

!Check the Electrical System:ignition:switchHIGH

2 owners reported electrical system:ignition:switch issues.

!Inspect the Steering:rack And PinionMED

Look for symptoms of wear and premature failure

+ 6 more items in full checklistUnlock

30,000-Mile Cost Projection

Best Case

$X,XXX

Most Likely

$X,XXX

Worst Case

$X,XXX

Top cost driver: Electrical System:ignition:switch (2 reports).

Includes fuel costs, common repairs, and recall riskUnlock

Also in your report

Owner Intelligence

AI-synthesized themes from real complaints

Buyer Lot Checklist

Questions, test drive checks, walk-away triggers

Negotiation Talking Points

Data-backed dollar deductions

Buy / Skip Verdict

Final recommendation with conditions

10 sections total in the full reportUnlock all

Where the complaints fall

Electrical System:ignition:switch2 (15%)

Steering:rack And Pinion2 (15%)

Engine And Engine Cooling:engine1 (8%)

Engine And Engine Cooling:engine:gasoline1 (8%)

Service Brakes, Hydraulic:foundation Components:drum1 (8%)

Exterior Lighting:headlights1 (8%)

Electrical System:ignition1 (8%)

Service Brakes, Hydraulic:foundation Components:disc1 (8%)

1986 Mercury Topaz: Known Issues & Problem Areas

Electrical System:ignition:switch Issues

Electrical System:ignition:switch complaints account for 15% of all reports filed for the 1986 Mercury Topaz, with 2 owners filing complaints with NHTSA.

Steering:rack And Pinion Issues

Steering:rack And Pinion complaints account for 15% of all reports filed for the 1986 Mercury Topaz, with 2 owners filing complaints with NHTSA. Owners should pay attention to steering:rack and pinion-related symptoms during test drives and pre-purchase inspections.

Engine And Engine Cooling:engine Issues

Engine And Engine Cooling:engine complaints account for 8% of all reports filed for the 1986 Mercury Topaz, with 1 owners filing complaints with NHTSA. Owners should pay attention to engine and engine cooling:engine-related symptoms during test drives and pre-purchase inspections.

Engine And Engine Cooling:engine:gasoline Issues

Engine And Engine Cooling:engine:gasoline complaints account for 8% of all reports filed for the 1986 Mercury Topaz, with 1 owners filing complaints with NHTSA. Owners should pay attention to engine and engine cooling:engine:gasoline-related symptoms during test drives and pre-purchase inspections.

Data sourced from NHTSA owner complaints and community reports. The full report analyzes severity, repair costs, and failure patterns for each category.

Don't negotiate blind — know what this car costs to own

Repair costs • Negotiation scripts • Mechanic checklist • Buy/skip verdict

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Recall History (1 recall)

07E064000Oct 2007

FUEL SYSTEM, GASOLINE:DELIVERY:FUEL PUMP

CERTAIN FEDERAL-MOGUL AFTERMARKET FUEL PUMPS SOLD UNDER THE BRAND NAMES OF CARTER, ACCUFLOW, NAPA, TRUFLOW, PARTS DEPO, AND PARTS MASTER, SHIPPED BETWEEN AUGUST 2006 AND JULY 2007 FOR USE ON THE VEHICLES LISTED ABOVE. THE FUEL PUMP DIAPHRAGM IN CERTAIN PRODUCTION RUNS MAY HAVE BEEN IMPROPERLY INSTALLED OR INADEQUATELY TESTED WHICH MAY CAUSE THE FUEL PUMP TO LEAK.

Recall severity analysis & seller scripts

The full report rates each recall's severity and gives you scripts for asking the seller about recall completion.

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The worst model year for the Mercury Topaz is the 1992 — worth knowing if you're cross-shopping years. The biggest problem area is engine.

1986 Mercury Topaz vs. Class Average (Compact Cars)

This vehicle

Class avg

Complaint volume is roughly in line with other compact cars vehicles from 1986.

Complaint counts correlate with sales volume — popular vehicles naturally generate more reports. The full report normalizes for this.

About this data

NHTSA Complaints

Federal database of owner-filed safety complaints. 13 records for this vehicle.

NHTSA Recalls

Manufacturer-issued safety recalls. 1 recall found for this vehicle.

Repair Cost Data

Real-world repair costs from owner reports and independent databases.

Other Mercury Topaz Model Years

1998 1997 1996 1995 1994 1993 1992 1991 1990 1989 1988 1987 1986 1985 1984 1983

View all Mercury Topaz years →

1986 Mercury Topaz: Frequently Asked Questions

What is the most common problem with the 1986 Mercury Topaz?

The most commonly reported issue with the 1986 Mercury Topaz is related to the electrical system:ignition:switch, with 2 complaints filed with NHTSA.

Is the 1986 Mercury Topaz reliable?

The 1986 Mercury Topaz has 13 complaints, 0 crash reports, and 4 fire reports filed with NHTSA. The full report analyzes whether these numbers indicate real risk or are proportional to the vehicle’s popularity.

How much does it cost to fix 1986 Mercury Topaz problems?

Repair costs vary by issue. The full BumperScan report includes detailed repair cost estimates (low/median/high) for every major issue, plus a 30,000-mile total cost of ownership projection.

Does the 1986 Mercury Topaz have any recalls?

Yes, the 1986 Mercury Topaz has 1 recall on record. The full report includes recall severity analysis and scripts for asking the seller about recall completion.

What mileage do Mercury Topaz problems start?

Mileage data is limited for this vehicle. The full report analyzes available data to identify failure patterns by mileage range.

What’s in the full report?

10 sections of AI analysis: severity-ranked issues, component scores (0-100), 30K-mile cost projection, failure timeline by mileage, recall details with seller scripts, owner sentiment analysis, mechanic checklist, buyer lot checklist, negotiation ammo with dollar figures, and a buy/skip verdict.

How is this different from free NHTSA data?

NHTSA gives you raw complaint text. BumperScan cross-references 2.1M+ complaints with community repair cost data, EPA fuel data, and recall records — then uses AI to synthesize it into actionable advice with dollar figures.

How is this different from Carfax?

Carfax is VIN-specific history ($45/report). BumperScan is model-level reliability intelligence — what problems this car is known for, what they cost, and whether you should buy it. Complementary, not competing.

What if the report isn’t useful?

100% money-back guarantee. If the report doesn’t help you make a more informed decision, we’ll refund you — no questions asked.

Get the Full 1986 Mercury Topaz Report

10 sections of AI analysis based on 13 owner reports. Know before you buy.

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